After this incident, I started hunting for the closest bank to set up my first Dutch bank account. Here are seven reasons that should convince you to open a Dutch bank account. Unless you’re opting for a prepaid bundle, you’ll need a Dutch bank account and card to pay for your data. If you connect your Dutch bank account to your OV-chipkaart, then you can automatically top up your balance when it’s running low. READ MORE | Open a Dutch bank account without a BSN at these banksThe appeal of iDeal is undeniable — but if you have an international bank card, it’ll be noDeal.