You can count Insurance Commissioner Tim Temple among those who would support a change in how the National Hurricane Center rates the strength of hurricanes. Currently, the hurricane center rates hurricanes from Category One to Category Five based solely on wind speed. “We have more deaths as a result of storm surge and flooding than we do from the actual wind speeds,” Temple said. Does a lower storm have a higher storm surge associated with it? Maybe it might have been a three or four or something different, based on what they’re proposing to take into account these other variables,” Temple speculated.