After repeated calls for reform, and fresh figures showing more savers are being hit with a penalty, could something give in 2025's Autumn Budget? The recommendations the Committee gave were:Include risk warnings for Universal Credit: The Committee called for the government to align Lisa savings with pension savings under the universal credit means test. Currently, any savings held in a Lisa can affect eligibility for universal credit, and this isn't the case for other pension schemes. The Committee called for the government to align Lisa savings with pension savings under the universal credit means test. However, it rebuffed calls to exclude Lisa savings from universal credit means-testing, asserting that the Lisa is a savings product for those with capital, unlike pensions.