I currently have $0 deductible comprehensive / $50 deductible collision on my automobiles. For my homeowners insurance, I have $1000 deductible. I'm thinking about increasing my auto deductible to $1000 across the board. Eventually, I might increase the deductible on my homeowners insurance to $2500 and do the same there. UPDATE: I just checked and I would save $720 per year by increasing my deductible to $1000.