Pension Credit offers those who have reached State Pension age in England, Scotland and Wales additional income to support essential living expenses. Pension Credit recipients can also access benefits including Housing Benefit, reduced Council Tax, the Winter Fuel Payment and assistance with heating expenses via the Warm Home Discount Scheme. According to the Express, Octopus Energy said: "850,000 UK customers haven’t claimed pension credit yet – missing out on support of £2,677 a year on average. Warm Home Discount – this is a £150 discount on your bills if you get Pension Credit or live in a low-income household. Applications for Pension Credit can be made online via GOV.UK, or by calling the Pension Credit claim line on 0800 99 1234.