Ross said asset quality remained “in line,” citing net charge-offs of 10 basis points and an allowance that covered 131 basis points of total loans. Ross said Central is focused on “high-quality targets” with strong deposit and credit franchises and compatible cultures. Loan growth, production spreads, and rate sensitivityManagement declined to provide forward guidance on balance sheet growth but offered context for fourth-quarter trends. Iroli also addressed the quarter’s effective tax rate, saying it included about 40 basis points of unusual items, with roughly 30 basis points out-of-period and 10 basis points attributable to the period. About Central Bancompany (OTCMKTS:CBCY)Central Bancompany, Inc is a bank holding company headquartered in Conway, Arkansas, and operates through its primary subsidiary, Central Bank.