As one of the leading cryptocurrencies in the world, XRP (XRP 2.56%) is often seen as a promising long-term investment, given its potential to revolutionize global finance and reduce fees. In the past 12 months, both of these cryptocurrencies have been struggling. Bitcoin has fallen by 17%, and XRP is down by more than 40% (returns as of Jan. 26). Expand CRYPTO : XRP XRP Today's Change ( -2.56 %) $ -0.05 Current Price $ 1.77 Key Data Points Market Cap $107B Day's Range $ 1.73 - $ 1.83 52wk Range $ 1.65 - $ 3.65 Volume 4.9BWorsening economic conditions and rising competition are the biggest threats to XRPAs promising as the future may appear to be for XRP, the problem is that economic conditions aren't ideal right now. Unfortunately, there's no huge catalyst out there for investors to count on, and that may boost XRP's value.