A new national study is raising eyebrows in Kentucky, where the Bluegrass State landed at the very bottom of WalletHub’s latest rankings of the best and worst states to retire. While the report weighs everything from affordability to health care access and overall quality of life, Kentucky’s placement may surprise residents who see it as a low-cost, comfortable place to call home. The analysis looked at everything from taxes and everyday costs to health care access and things to do once the alarm clock is officially retired. Hawaii came in 46th, followed by West Virginia, Mississippi, and Oklahoma, with Kentucky rounding out the list at 50th. For many retirees, Kentucky still offers a slower pace, beautiful scenery, and a sense of community that’s harder to find elsewhere.