And fewer people who did enroll received financial assistance this year, down from 80% in 2025 to just under 60% in 2026, state officials said. While premium tax credits still exist, the beefed-up or “enhanced” subsidies expired at the end of last year. “As enhanced premium tax credits expired, many people in Oregon faced difficult choices about affordability. Health officials encourage people to pay their first month’s premium so their health coverage fully activates, review their plan’s provider network and explore other benefits they may be eligible for. In addition, enrolled Tribal members, Alaska Natives, and individuals with lower incomes may apply for health coverage year-round.