If we thought our life was ever going to reach some kind of steady state, 2025 was yet again not the year. Since then, we have felt financially secure in a way that neither my husband nor I have ever. In part because we feel rich, I did less well in 2025 at keeping track of our finances. Also, Empower, the account aggregator that I used to track our savings, doesn’t seem to be accurate anymore, and I stopped utilizing it. That should be a goal for 2026: keep better track of our money.