Horizon Bancorp (IN) (NASDAQ:HBNC – Get Free Report) and Esquire Financial (NASDAQ:ESQ – Get Free Report) are both small-cap finance companies, but which is the better business? Get Horizon Bancorp (IN) alerts:Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Horizon Bancorp (IN) $405.46 million 2.21 -$150.48 million ($3.15) -5.55 Esquire Financial $164.50 million 5.71 $50.82 million $5.88 18.63ProfitabilityEsquire Financial has lower revenue, but higher earnings than Horizon Bancorp (IN). Horizon Bancorp (IN) is trading at a lower price-to-earnings ratio than Esquire Financial, indicating that it is currently the more affordable of the two stocks. Analyst RecommendationsThis is a summary of current ratings and recommmendations for Horizon Bancorp (IN) and Esquire Financial, as reported by MarketBeat. Given Horizon Bancorp (IN)’s higher possible upside, analysts clearly believe Horizon Bancorp (IN) is more favorable than Esquire Financial.