68% worry they won’t have enough money to retire58% feel their finances control their lives56% say they can’t keep up with the cost of living45% struggle to manage debt on a weekly basisWith this data in hand, financial experts at Beyond Finance — who regularly speak with consumers in debt — unpack eight common signs that debt has become a problem. The 8 Signs You May Have a Debt ProblemIf you have debt and relate to three or more of the following, you might have a problem. You keep moving debt aroundBalance transfers can help temporarily, but if debt keeps shifting instead of shrinking, the underlying issue isn’t being resolved. When debt payments crowd out essential expenses, relying on more debt to get by can cause the problem to keep growing. When Debt Becomes a ProblemMany people live with some level of debt stress and assume that’s normal.