Dolar Kotecha, Chairman of the National Cooperative Agriculture & Rural Development Banks’ Federation Ltd. (NAFCARD), along with the Managing Director of NAFCARD, met K.V. Shaji, Chairman of NABARD, in Mumbai on Thursday to discuss a comprehensive roadmap for strengthening Kheti Banks and State Cooperative Agriculture and Rural Development Banks (SCARDBs) across the country. NAFCARD presented a detailed list of issues concerning NABARD’s refinance to SCARDBs, drawing attention to the declining share of SCARDBs in NABARD’s overall refinance portfolio. It was highlighted that SCARDBs are not receiving a fair share of concessional refinance under the Long Term Rural Credit Fund (LTRCF). The interaction concluded with a shared commitment by NAFCARD and NABARD to work jointly for the growth, stability and revival of Kheti Banks and SCARDBs, reinforcing their role in strengthening India’s rural credit ecosystem.