We are here to provide health insurance to people who need to buy it for themselves and their families. The tax credits that expired at the end of the year, we call them the Enhanced Premium Tax Credits because that's what they were, they took tax credits we had and made them more generous. We're talking about the two million Californians who rely on Covered California. Is the state stepping in and investing at all to help Covered California at this time? Preventative care is at no cost to the patient in every plan sold through Covered California, so you can make that investment.