Spread the wordMoniepoint Inc., Nigeria’s definitive platform for small businesses and Africa’s all-in-one financial ecosystem, has released its 2025 Year in Review, marking a decade of “financial happiness” and a transformative year of growth. Moniepoint uses alternative data points that include transaction histories, business patterns and payment behaviours in a bid to accommodate what traditional credit scoring misses to drive financial inclusion and access to credit. The company’s 2025 performance reinforces its role as a critical financial infrastructure which not only supports the Nigerian economy, but also impacts everyday lives, creating immense value. “Our journey has been one of intentional evolution,” said Tosin Eniolorunda, Group Chief Executive Officer and Founder of Moniepoint Inc. “What started as a passion to solve overlooked problems has evolved into a platform powering the dreams of millions. As 83 per cent of employment in Africa exists in the informal economy, our mission to create financial happiness is an operational mandate that guides our product development, our market expansion, and our capital allocation decisions.”