American Bank (OTCMKTS:AMBK – Get Free Report) and OFG Bancorp (NYSE:OFG – Get Free Report) are both small-cap finance companies, but which is the better stock? Get American Bank alerts:Earnings and ValuationThis table compares American Bank and OFG Bancorp”s revenue, earnings per share and valuation. Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio American Bank $59.94 million 1.88 $13.54 million $2.10 8.15 OFG Bancorp $902.28 million 1.94 $205.10 million $4.58 8.68OFG Bancorp has higher revenue and earnings than American Bank. Given OFG Bancorp’s stronger consensus rating and higher probable upside, analysts clearly believe OFG Bancorp is more favorable than American Bank. Net Margins Return on Equity Return on Assets American Bank 22.58% N/A N/A OFG Bancorp 22.72% 15.21% 1.69%SummaryOFG Bancorp beats American Bank on 16 of the 17 factors compared between the two stocks.