Cullen/Frost Bankers (NYSE:CFR) reported higher earnings for the second quarter of 2025, alongside year-over-year growth in both deposits and loans, and provided updated full-year guidance that reflects its current interest-rate assumptions and business momentum. On a year-over-year basis, expansion average loans and deposits increased by $521 million and $544 million, representing growth of 35% and 25%, respectively. Using average June month-to-date balances, expansion activity represented 9.6% of company loans and 6.6% of company deposits. Consumer deposits represented about 46% of total deposits, Green said, and “checking household growth” increased 5.4% year-over-year, which he described as a bellwether for customer growth. About Cullen/Frost Bankers (NYSE:CFR)Cullen/Frost Bankers, Inc is the holding company for Frost Bank, a Texas-chartered financial institution whose origins date back to 1868 in San Antonio.