SOUTHFIELD, Mich. (AP) — SOUTHFIELD, Mich. (AP) — Credit Acceptance Corp. (CACC) on Thursday reported fourth-quarter earnings of $122 million.…SOUTHFIELD, Mich. (AP) — SOUTHFIELD, Mich. (AP) — Credit Acceptance Corp. (CACC) on Thursday reported fourth-quarter earnings of $122 million. The Southfield, Michigan-based company said it had profit of $10.99 per share. Earnings, adjusted for non-recurring costs, came to $11.35 per share. Credit Acceptance shares have risen nearly 2% since the beginning of the year. In the final minutes of trading on Thursday, shares hit $451.24, a drop of 14% in the last 12 months.