Photo: NZ Defence ForceBy Kate Newton of RNZWestport locals are using brokers or specialist insurers as standard insurance in the flood-prone town becomes more difficult or expensive to get. RNZ reported yesterday that AA Insurance had temporarily stopped offering new home insurance policies in Westport because of the town's flood risk. After calling insurers herself, Elley was able to get a quote from specialist rural insurer FMG, for a lower premium than her existing policy. But long-time Westport real estate agent Charlie Elley - Glenys Elley's brother-in-law - said many residents felt there had been limited progress. "And we've now got an insurance broker in town offering to do what they can to get insurance for anybody.