Photo: NZ Defence ForceBy Kate Newton of RNZWestport locals are using brokers or specialist insurers as standard insurance in the flood-prone town becomes more difficult or expensive to get. RNZ reported yesterday that AA Insurance had temporarily stopped offering new home insurance policies in Westport because of the town's flood risk. Charlie Elley said problems with getting affordable insurance stretched back years to when insurers started to use flood mapping. Nowadays, he often advised buyers to ask the seller for their insurance information so that they could request a policy transfer. "And we've now got an insurance broker in town offering to do what they can to get insurance for anybody.