The closures put more than 290 jobs at risk and are in response to "changing customer behaviour". Santander said 96% of all transactions are now being completed through digital channels after a rapid increase in online banking. Santander said: "Closing branches will be replaced by Community Bankers, operating either from a Santander Local or, where required, a Banking Hub, to provide ongoing face-to-face support for communities." Following the changes, the refreshed Santander branch network will consist of 305 branches:244 full-service branches19 counter-free branches36 reduced-hour branchesSix Work Cafés111 Santander LocalsA Santander spokesperson said: “In response to a continuing and sizeable shift towards customers using digital banking, we are making changes to our branches to better support our customers. Let us know in the comments below.