Some are looking for extra work to afford plans that they aren’t sure will actually cover their health care bills. Another KFF poll found that 52 percent of LGBTQ+ adults say it’s difficult for them to afford health care costs. The 19th spoke with six people about how they are navigating rising health care costs right now. The disparity in simply affording health care costs increases for women with chronic conditions — especially those like MS, which predominantly affect women. So when they saw the $400 price tag for marketplace insurance this year, they both knew they couldn’t afford it.