On any given weekday morning, care providers nationwide sit staring at computer screens, navigating and cross-checking patient approval and reimbursement forms. It’s reimagining the end-to-end claims and reimbursement experience for providers, payers and patients. In 2026, here are five ways we can leverage AI with human in the loop to redesign the health care claims system:1. The payoff: fewer claims clogging the system, reduced administrative burden and more time for patient care. Historically, claims systems operated behind the scenes, leaving patients unaware of coverage details until bills arrived.