Rymden // ShutterstockGeneral liability insurance is one of the first types of business insurance that self-employed people get. Do freelancers need General Liability insurance? Their general liability insurance helped cover the repair costs — turning what could’ve been an awkward, expensive mistake into a simple fix. Other types of business insurance for freelance workersWhile general liability insurance could help protect freelancers from some claims, it can’t protect them from every business risk. How is General Liability different from Professional Liability insurance?