20 YearsHelping You Live Richer Reviewedby Experts Trusted byMillions of ReadersLower-income Americans who are looking at retirement may be concerned that they won’t have enough money. One way to generate some extra cash as you’re approaching retirement is to sell things you may not need after you stop working. Here are five things lower-income Americans should sell before retiring. When you sell these investments, the losses can be claimed on your tax return, reducing the amount of tax you have to pay. It may be difficult to think of selling some of these things, particularly if you’ve had them for years.