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Lenders predict 2026 rebound led by refis and home equity
['Originations Editor', 'National Mortgage News']
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Nearly three quarters of lenders expect mortgage volume to improve in 2026, but their confidence is concentrated in refinancings and home equity lending.
Approximately 62% expect volume to increase somewhat, another 15% are of the opinion it would grow substantially.
Just 17% in the South and 13% from the Midwest expect demand to decline.
What product types do respondents expect to grow in 2026?
While 47% believe reverse mortgage demand will increase in 2026, 22% expected it to level off and 21% predicted less volume.