Digital bank LendingClub (NYSE:LC) reported Q4 and full-year results yesterday, but the solid results were not sufficient to inspire investors as shares cratered following the results. Net income and diluted EPS grew more than 4X to $41.6 million and $0.35, respectively, compared with $9.7 million and $0.08 in the prior year. Loan originations increased by 40% to $2.6 billion, compared to $1.8 billion in the prior year. Full-year net income totaled $135.7 million, compared with $51.3 million in 2024. At least for now, LendingClub plans to stay in its lane and continue executing to drive top- and bottom-line revenue.