Commercial banks are increasingly reaching out to customers to offer loans, a development the Bank of Ghana says reflects easing interest rates, improved liquidity conditions and renewed confidence within the banking sector, following recent monetary policy easing. The Governor of the Bank of Ghana, Dr. Johnson Asiama, disclosed at the 128th Monetary Policy Committee (MPC) press briefing in Accra on Wednesday, January 28, that banks have begun proactively courting borrowers, offering credit at significantly lower interest rates. “Banks are beginning to call clients if they need loans,” the Governor said. The Governor emphasised that the rate cut underscores the central bank’s commitment to supporting economic growth and credit expansion without compromising price stability. With lending rates easing and banks increasingly willing to extend credit, expectations are growing that private sector activity will pick up in the coming months, providing a boost to investment, consumption and overall economic growth.