That can mean adjusting onboarding, customer support, and credit assessment to match how people live and work in each area. When formal credit is hard to access, some families rely on informal borrowing, which can carry higher costs and fewer protections. Image: SuppliedBringing Banking Services Closer to HomeIn response, Banco do Brasil identified ways to extend credit access for açaí producers. With secure accounts and access to appropriately priced credit, families can organize finances more easily and reduce reliance on high-cost borrowing. Over time, that can support local business activity.