20 YearsHelping You Live Richer Reviewedby Experts Trusted byMillions of ReadersEven millionaires don’t consider themselves wealthy in 2025. Perhaps you don’t consider yourself a millionaire or wealthy. But, according to money expert Rachel Cruze in a recent YouTube video, here are some signs you’re already headed toward millionaire status. You’re going to have times when you’re working hard and really going at it — and some times where you pull back. They don’t know what it’s doing.”According to Cruze, having a written shopping list you’re using means you have intentionality and discipline.