20 YearsHelping You Live Richer Reviewedby Experts Trusted byMillions of ReadersJanuary and February is a perfect time to stock up on items that could help you save money for the rest of the year. Here are five purchases retirees can make in January and February that could continue to save them money long after winter is over. According to the U.S. Department of Energy, smart thermostats can reduce heating and cooling costs by up to 10% annually. So if you haven’t already, swap out old incandescent bulbs for LEDs so you can cut down your energy costs with almost zero effort. Not only will they save money in the long run, but they also run cooler to the touch,” a satisfied customer said.