The closing branches will be replaced by ‘community bankers’ who will ensure Santander is still present in local communities by working from Santander Local stores or banking hubs. Why Santander is shutting branchesSantander says they are making the changes as part of an overhaul of its store network. A spokeswoman for Santander said: ‘In response to a continuing and sizeable shift towards customers using digital banking, we are making changes to our branches to better support our customers. ‘We will continue to invest in both our branch network – comprising of full-service branches, counter-free branches, reduced-hour branches, Santander Locals, and our increasingly popular work cafes – as well as our digital banking services, so we can be there to support our customers however they choose to bank with us.’Which Santander branches are closing? Here is a full list of all the Santander closures announced for 2026.