New Delhi: Union Finance Minister Nirmala Sitharaman speaks in the Rajya Sabha during the Budget Session of Parliament, in New Delhi on Thursday, January 29, 2026. (Photo: IANS/Video Grab/Sansad TV)New Delhi, January 29 (IANS) Finance Minister Nirmala Sitharaman on Thursday said the Economic Survey 2025-26 reflects the healthy banking fundamentals, achieved due to the various banking reforms undertaken by Prime Minister Narendra Modi’s government in the last decade. "Recovery efficiency has strengthened, with NPA recovery rates nearly doubling from 13.2 per cent in FY18 to 26.2 per cent in FY25. We are committed to building the cities that bring ‘ease of living’ for our citizens," the Finance Minister said. She further stated that the Survey 2025-26 highlights the sharpest reduction in headline inflation (1.8 per cent) among major economies in 2025.