IndiaMart has pitched for collateral-free loans for MSMEs based on their digital footprint in the upcoming Union Budget. B2B e-commerce platform IndiaMart has pitched for stronger policy measures in the Union Budget 2026 to support micro, small and medium enterprises (MSMEs), including easier access to credit and higher export thresholds. IndiaMart Chief Operating Officer, Dinesh Gulati, said MSMEs have multiple digital footprints and there is a significant scope to use these digital footprints to make collateral-free loans available for them. IndiaMart also highlighted concerns over the current cap on cross-border e-commerce trade for MSMEs, which is fixed at ₹10 lakh. Further, the company has sought budgetary incentives to promote technology adoption among MSMEs, including investments in cloud services, artificial intelligence, and cybersecurity.