Key Takeaways For people in their 60s, retirement accounts typically hold more than $300,000 in stocks on average—but the median balance is closer to about $100,000. Taxable brokerage accounts vary widely, but industry data show engaged near-retirees often hold low- to mid-six-figure balances. For most Americans, the bulk of these investments is in qualified retirement accounts, such as 401(k) plans and IRAs. Indeed, while more than 80% of Americans in their 60s are invested in retirement plans, only about 35% have brokerage accounts. That leaves us to wonder: How much is the average stock portfolio for people in their 60s?