The average UK house price increased by 1.2% over the course of 2025, down from a 1.9% increase recorded in 2024. According to Zoopla’s House Price Index, the average UK house price stood at £269,900 at the end of last year, up £3,200. Northern Ireland’s house prices rose by 7.6% over the course of the year, but were “coming off a low base”. Zoopla noted that mortgage rates have “stabilised”, with average mortgage rates coming to around 4% in December. It added that the mortgage market was “very competitive with more attractive rates for homebuyers, especially for those with larger deposits”.