Melton Building Society will offer a 100% loan-to-value (LTV) mortgage powered by zero-deposit provider Gable Sure. The product will be available exclusively through Legal & General (L&G) Mortgage Club advisers and is designed to help borrowers buy a home without a deposit. The 100% LTV product is a five-year fix with a rate of 5.99% and £199 application fee, as well as £199 cashback on completion. It will be initially available to borrowers buying in the East Midlands, with plans for wider distribution later this year. The mutual said this was in response to the growing challenges faced by first-time buyers, especially younger people and those renting long term.