Around 19% of those using equity release did so for intergenerational gifting purposes, to give money to family members. Using equity release to clear an existing mortgage dropped from 36% in 2024 to 27% in 2025. No longer regarded as a last resort, equity release is supporting customers to enhance their lifestyle and homes, build financial resilience, and support estate planning. “The range of uses for equity release underscores the importance of tailored, expert advice. Equity release may not be the solution for everyone, but advisers play a vital role in helping customers make informed, confident decisions about their financial futures in later life.”