He graduated in 2022 with a loan debt of around £65,000. Pressure is growing on the government to reform student loan repayments after chancellor Rachel Reeves opted to freeze the student debt repayment threshold at the Budget in November. “On paper i should be able to afford a house, but a student loan takes that opportunity away in this area,” she added. He said while the personal stories he hears are often emotive, he also believes there is a compelling economic argument behind reforming student loan repayments. Lower-earning graduates will continue to be protected, with any outstanding loan and interest written off at the end of the loan term."