Negotiation exists even when prices look fixedMany life expenses seem like they can’t be negotiated but really, it might just look different than a traditional negotiation. How companies and banks quietly negotiate with customersWhen Amazon dominated the market, media speculated that Best Buy would collapse, Dubey said. “That’s negotiation.”Interest rates, mortgages, credit cards—you can negotiate your banking life as well, said Thuy Lam, a certified financial planner and money coach with Objective Financial Partners, a fee-only financial planning firm. That gives you room to negotiate.” If you have several balances, and are a young professional with good earning potential—you have leverage. You have to position yourself as a profitable customer, Lam pointed out.