Under both the Obama and Biden administrations, the federal government helped normalize political pressure on financial institutions. Programs like Operation Choke Point created a roadmap for pressuring banks to cut off lawful businesses and individuals based on ideology. Institutions like JPMorgan Chase, Bank of America, and others became the shadow enforcement arm of progressive political goals. The era of unaccountable financial institutions acting as ideological gatekeepers must end. True change can only result from a new corporate culture at these financial institutions.