Key Takeaways The 7-month "Slam Dunk CD" pays either 3.90% or 4.25% APY, depending on Villanova’s home basketball game results. How a College Basketball Win Changes This CD RateArdent Credit Union in Philadelphia has found a novel way to attract deposits: tying the interest rate on one of its certificates of deposit (CDs) to the outcome of basketball games. Its “Slam Dunk CD” has a 7-month term with the payout linked specifically to whether or not the Villanova men’s basketball team wins its home games. When the college team wins at home, the annual percentage yield (APY) rises to 4.25%. The Smarter Way To Pick a CD That Wins for YouParking your savings in a CD based on a marketing gimmick isn't the smartest move.