Millions of cash-strapped mortgage holders are “at risk” should the Reserve Bank of Australia lift interest rates in February. “All up, it appears to be game, set and match for a rate rise at the February policy meeting,” Betashares chief economist David Bassanese said. Add a second interest rate hike or a total of 50 basis points of interest rate rises to 4.1 per cent, and a whopping 1,322,000 mortgage holders will be at risk. Camera Icon Roy Morgan say up to 27.2 per cent of Australian mortgage holders could be under stress if there are two interest rate hikes. Annual goods inflation was 3.4 per cent in the 12 months to December, up from 3.3 per cent to November.