Heritage Commerce (NASDAQ:HTBK – Get Free Report) and Western Alliance Bancorporation (NYSE:WAL – Get Free Report) are both finance companies, but which is the better business? Analyst RatingsThis is a summary of recent ratings and target prices for Heritage Commerce and Western Alliance Bancorporation, as provided by MarketBeat. Given Western Alliance Bancorporation’s stronger consensus rating and higher probable upside, analysts clearly believe Western Alliance Bancorporation is more favorable than Heritage Commerce. ProfitabilityNet Margins Return on Equity Return on Assets Heritage Commerce 17.77% 8.10% 1.02% Western Alliance Bancorporation 18.04% 13.33% 1.10%DividendsThis table compares Heritage Commerce and Western Alliance Bancorporation’s net margins, return on equity and return on assets. Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Heritage Commerce $269.09 million 2.86 $47.83 million $0.78 16.09 Western Alliance Bancorporation $5.37 billion 1.82 $787.70 million $8.09 10.97Western Alliance Bancorporation has higher revenue and earnings than Heritage Commerce.