A federal class-action complaint filed in the U.S. District Court for the Central District of California on Jan. 16 accuses MC James Mortgage Corp, doing business as Liberty Financial, of violating the Telephone Consumer Protection Act (TCPA) by placing unsolicited prerecorded calls promoting loan products. The suit, brought by Illinois-based David Torres on behalf of himself and all similarly situated consumers, alleges that Liberty Financial placed prerecorded voice calls to Torres’s mobile phone on May 22, 2025, without prior consent. According to the complaint, the calls identified the lender and promoted loan offer opportunities using a pre-recorded, generic voice. He alleges to have never provided Liberty Financial with authorization to contact him via prerecorded message. Under the TCPA, each violation can result in statutory damages of $500 to $1,500 per call if the violation is willful or knowing.