There are a few things older investors should do (and avoid) if they're planning to keep gold in their portfolios this year. What older investors should do — and avoidPredicting where the price of gold heads next is notoriously difficult. What older investors should do in 2026Treat gold as a portfolio stabilizer, not a growth engine. For most older investors, gold works best as a complement to stocks, bonds and cash, not as a replacement. These tools are rarely appropriate for older investors who are more likely to prioritize capital preservation and predictable outcomes.