With some Obamacare subsidies set to expire, Congress faces a choice: extend them—and continue masking the program’s underlying problems—or focus on actually fixing what’s wrong with the program. These subsidies were limited by income, with premium subsidies available to those with incomes between 100% and 400% of the federal poverty level and cost-sharing subsidies available to those with incomes between 100% and 250% of the poverty level. Since enhanced subsidies took effect, enrollment in the Affordable Care Act exchanges has skyrocketed. As Paragon Institute research has exposed, many individuals were enrolled in subsidized coverage without their knowledge—or had their subsidized coverage changed without their knowledge by fraudsters collecting commissions from insurance companies. Extending or even watering down the enhanced subsidies won’t address these underlying problems.