Home Opinion Your financial situation is a disaster? Here's how you fix itDear Chuck,Finances are a real headache for my husband and me. Financial HeadachesDear Financial Headaches,Financial headaches are far worse than the pain of getting on a plan. You do not know how much you can save, apply to debt, or invest if you don’t know your current and upcoming expenses. For with the measure you use it will be measured back to you.”Call it what you want: a financial plan, budget, or financial road map.