According to government estimates, these measures could save £940 million over the next five years, making it one of the largest anti-fraud initiatives in the welfare system. For example, if a claimant’s savings exceed the £16,000 threshold for Universal Credit, the account could be flagged. The rules will apply to those receiving means-tested benefits—payments based on income, savings, and assets. Objectives of the PolicyThe DWP’s primary objective is to reduce welfare fraud and errors. The introduction of bank account monitoring for DWP claimants marks a significant shift in welfare oversight policy.