According to Cardone, no one should be purchasing any goods or services with money they don’t have or money they don’t have just yet. Until every cent is accounted for and every transaction is complete, Cardone advised that no one make any financial moves based on future money yet to be acquired. “You take equity out of a house or a car,” Cardone explained, “you put it into a business that produces cash flow and you create personal financial freedom for yourself.”